AXA is right up there with the insurance ‘big boys’ in terms of its size and the breadth of services it offers to its global customer base.
Its personal insurance policies cover cars, health, homes, travel, pensions, savings and investments whilst its business insurance policies comprehensively cover goods, health, public liability, professional indemnity, property, transport and pensions.
It offers a broad range of sector specific public liability cover that is exceptionally well suited to an entire spectrum of new start up businesses, existing SME companies, tradesmen and the self employed.
History
The beginnings of what evolved in to the AXA of the present day began in Paris in 1816. It has pursued a successful expansion plan ever since, acquiring other reputable and sizeable insurance companies in America, France, Switzerland and the UK. The brand name AXA came in to being in 1991 and had become largely used across its portfolio of acquisitions and takeovers by 1999.
The AXA Group in the UK is the umbrella company that not only includes AXA Insurance, but also AXA Commercial, AXA Ireland, AXA PPP Healthcare, AXA Personal Lines, AXA Wealth and Bluefin. AXA as a whole employs 214,000 staff worldwide in America, Europe and the Asia Pacifics.
With 16,000 employees in the UK, it is head officed in London and has other major bases in Basingstoke, Bristol, Dublin and Tunbridge Wells. It boasts an impressive 95 million clients globally, including 16 million UK clients.
Accolades
AXA has achieved a first class Best Companies Accreditation for its ongoing commitment to staff engagement. In 2009, Business Week named it the top global insurance brand and, as recently as 2011, it was ranked 17th in the Sunday Times list of Top 25 best big companies to work for.
In Focus
Types Of Liability Cover On Offer
AXA offers a broad spectrum of sector specific small business public liability policies that are simple to understand and very user friendly. It believes in taking the stress away from SME business owners and self employed individuals. It does this by removing from them the burden of identifying what they might need, what they might not need and what they are not sure if they need or not for themselves.
Their most popular, although by no means exhaustive, sector specific policies are tailor made for:-
- Accountants
- Beauticians
- Bricklayers
- Builders
- Business Consultants
- Electricians
- Gardeners
- Hairdressers
- Handymen
- Joiners
- Painters & Decorators
- Photographers
- Plasterers
- Plumbers
- Roofers & Tilers
If small businesses looking to secure liability cover do not feel that they are represented under any of these banners, AXA have other policies to fit them like gloves or can put appropriately bespoke policies together to match individual needs.
Policy Information
AXA is empathetic to the fact that different small business sectors have both very similar and very different liability cover requirements. Rather than offering mix and match choices of different elements of public liability cover, AXA removes any potential confusion by offering ready made and befitting bundles rolled in to each specific policy.
All policies include as a matter of course:-
Employers Liability
This provides businesses with the peace of mind that their Insurers will pay out compensatory amounts and legal expenses on their behalves for claims upheld for accidents or damages instigated by staff members.
Public Liability Insurance
This provides businesses with the peace of mind that their Insurers will pay out compensatory amounts and legal expenses on their behalves for claims upheld for accidents or damages instigated by any third parties to businesses, such as member of the public, sub contractors, customers, clients and suppliers.
As AXA does the hard work on behalf of its clients with its pre-preparation of sector specific insurance policies and all of the necessary inclusions, the need is eradicated for its clients to be presented with further lists of optional extras to sift through.
However, other insurance elements of liability cover that feature in its sector specific policies, as particularly needed by certain professions and trades, regularly include:-
- Contractors Insurance
- Goods In Transit Insurance
- Office Insurance
- Professional Insurance
- Shops Insurance
- Tradesmen Insurance
- Van Insurance
- Working From Home Insurance
Anything that small business owners do not understand, feel that they have included but do not need, or feel that they should have but is not included, can be discussed with AXA’s insurance professionals. In many cases, immediate assessments can be carried out adequately online by filling in the questionnaire on their website.
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